Many may have thought this or even asked this question.  If you have a mortgage with a lender that is not doing so hot and their stock price has tanked, does that hurt you?  The answer is no.  You are not really at risk although it could be an inconvenience but not really a risk.

The number 1 lender out there getting lots of attention is Countrwide.  There was an article ...   more »

India has become the place for companies to outsource their work over the last several years.  Now Indian companies like Infosys Technologies are beginning to outsource some of their outsourcing work to other counties...

Some analysts compare the strategy to Japanese penetration of auto manufacturing in the United States in the 1970s. Just as the Japanese learned to make cars in America without Japanese workers, Indian vendors are learning to ...   more »

This is a very interesting topic in today's workplace.  What is the dress code these days for the office?  Most don't really know.  Many companies still have a strict dress code and have only one "casual" day like on Friday.  But there are also a lot of companies who allow casual dress all the time.  Many would agree it has gotten a little out of hand.  It can be even ...   more »

Well, it is no surprise that another financial institution is getting out of the subprime home lending business.  The latest news comes from Lehman Brothers, a leader in packaging subprime mortgages into securities.

Of course, by shutting down this arm of their business, they are also laying off employees.  The subprime shake up isn't done yet...

“Lehman Brothers announced today that market conditions have necessitated a substantial reduction in its ...   more »

Unless you are one of those rare individuals, you probably experience the "afternoon dip."  Most people do experience this after lunch some time however some feel it more than others.  Many workers may feel some guilt, thinking they are lazy for getting tired in the afternoon.  But it is a fact that most do experience the strong urge to just go to sleep in the afternoon.

The key is learning ...   more »

When I think of streaming video I still sometimes have flash backs of a few years ago when I was connected on those crazy dial up connections!  Streaming wasn't fun back then.  But today with broadband taking over, it is quite different!  Many companies are starting to offer all kinds of shows and movies through streaming video.  And it will only grow from here.  It just makes sense that in the ...   more »

There is a lot to know when you start a small business.  There is much you can learn before you start and a whole lot more you learn along the way.  Most small business owners would probably agree that it is certainly a learning process.  Starting a business isn't something you can completely figure out before you start.  But it is important to do your homework and learn as much ...   more »

Home mortgage lenders are going through some rough times right now.  There is a big increase in homeowners who are defaulting on their loans.  The challenge is many home buyers bought homes thinking that the prices would continue to increase at the rates that they were increasing.  Many buyers had adjustable rate mortgages and paid little or no money down so as the interest rates on their adjustable rate mortgages ...   more »